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"We both purchased $100,000 Nevada term Life Insurance for UNDER $10.00 PER MONTH! We were able to get our phone quote and fax back our application within an hour. Nothing could have been easier than NevadaLifeIns.com made it for us!"
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Nevada Level Term
Life Insurance:
$150,000 to $1 Million of level Term
Low, LOW Monthly Rates! *
10 Year Term: Guaranteed Monthly Rate
(Male, Non Tobacco Rates) |
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Coverage Amount:
$150,000 |
Coverage Amount:
$250,000 |
Coverage Amount:
$500,00 |
21
30
40
50 |
$10.50
$10.73
$13.60
$25.23 |
$12.35
$12.77
$16.52
$32.14 |
$18.18
$19.02
$25.23
$53.18 |
10 Year Term: Guaranteed Monthly Rate
(Female, Non Tobacco Rates) |
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Coverage Amount:
$150,000 |
Coverage Amount:
$250,000 |
Coverage Amount:
$500,00 |
21
30
40
50 |
$10.10
$12.73
$14.11
$22.23 |
$14.93
$17.93
$22.27
$27.98 |
$17.35
$20.15
$23.60
$45.68 |
(* Rates are subject to client meeting health underwriting guidelines and carrier approval.)
WHAT WE OFFER YOU AT
NEVADA LIFE INS.COM
We are Nevada's life insurance specialists offering all of Nevada including Las Vegas, Henderson, Reno, Carson City, and Sparks the lowest rates on Nevada life insurance. We pride ourselves in
providing personalized service while utilizing the convenience of the internet.
At Nevada Life Insurance Center, it is our mission to find you the best company with the best
rate for your overall situation. Life insurance isn't a one size fits all product.
Different companies have different niches that they are competitive in.
For example, one carrier might give better rates to smokers, one might be better for
high blood pressure or high cholesterol, some are better for height/weight issues, heart attacks, cancer, or diabetes, etc. Let us go to work and find the best company with the best rate for you! We shop them all!
At Nevada Life Insurance Center,
we make buying life insurance simple and risk free. Every life
insurance policy we sell comes with a 100% guarantee. If you are not satisfied,
you are under no obligation to keep it. Simply return it within 10 days of policy
delivery for a full refund. What more could you ask for?
At Nevada Life Insurance Center we have many life insurance policies which are simplified and guaranteed issue all with NO MEDICAL EXAMS!
Apply online or call 866-376-8689 for your Nevada life insurance needs.
Visit our Other Websites:
Nevada SR22 Insurance.com
Our Privacy Policy
More About Our Agency/Services
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E-Mail:
quotes@nevadalifeins.com
Toll Free Phone:
866-376-8689
Local Phone:
702-499-5326
Office Address:
3220 E Flamingo Rd #D
Las Vegas, NV 89121
Website Design by:
Insurance-Web-Sales © 2008
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Call Us, or Apply Online Below:
• No Lengthy Application!
• FAST Approval!
• NO Medical Exams!
• Apply by Phone/Fax, Pay by Credit Card
• Takes Just Minutes to Apply and Costs
as Low as $10 a Month!
GET YOUR FREE QUOTE BELOW!
Are you aware that funerals are considered to be one of the top three expenses you'll have in your lifetime, next to a home and a car?
Our Final Expense Insurance coverage (also known as burial insurance) not only pays for funeral and cemetery expenses, but any outstanding medical bills,
credit card balances or other debts. At Nevada Life Insurance Center we have a final expense policy to fit any budget.
All with no medical exams and some which are guaranteed issue.
All of our Nevada Final Expense policies include:
*** No Medical Exams or blood test and No Height/Weight Restrictions - We will simply ask you a few health questions and then we'll pick the plan that is best for you.
*** premiums are guaranteed never to increase
*** death benefit will never decrease and is payable to your beneficiary income tax free
*** policies are guaranteed never to be cancelled except for non payment of premiums
*** build cash values, tax deferred, and can be borrowed against
We can have your Nevada Final Expense policy issued immediately right over the phone! Call us now 1-866-376-8689
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No medical exam policy vs medical exam. Which is best?
Let's face it. In today's society we want everything
quick and convenient. Life insurance companies
are aware of this, and have answered with the non medical
exam policy. Usually these policies cost more than the traditional medical exam
policies. For example, let's take a 35 year old male, preferred class, non smoker
who wants a $250,000 guaranteed 20 year term policy. His monthly rate
will be around $18 with a medical exam. Now the same coverage with no medical exam will be around
$33 a month. The advantages of a non medical exam policy are speed and convenience.
A Nevada no medical exam life insurance policy issues in 1-3 days vs 4-6 weeks for a policy with a med exam.
Sometimes, though the rates are very similar between the two, depending on
your particular situation. We'll compare the two for you. The choice is yours. There is no right or wrong decision.
Any life insurance in force is better than no life insurance. It's a matter of personal
preference. At Nevada Life Insurance Center, we give you all of your options, and let you decide
what's best for you.
Nevada Life Insurance Center Faq's:
Do I need life insurance?
The ability to earn an income can be considered your family's most valuable asset. However, as we know, the ability to earn an income is not guaranteed. Yet, the need for income may continue for those who were financially dependent upon you. If your family and loved one's rely on your income, then you need life insurance.
How much life insurance do I need?
The general rule of thumb is 6 to 8 times your annual earnings. However, there are other considerations when determining how much life insurance you need. For instance, what other income do you have beyond your current salary? What are your spouse's current or potential earnings? How many are financially dependent on you? Will you have coverage from your employer's life insurance plan? Are there other large expenses such as a mortgage, college or wedding?
Should I buy term insurance or cash value life insurance?
First answer this question - are you able to purchase enough life insurance coverage? The amount of life insurance you need may be so large that the only way you can afford it is to buy term insurance, which carries a lower premium than cash value policies. Most people are tragically under insured, so don't ever buy (more expensive) cash value insurance, if it means you can't buy the coverage you need.
What is ROP ( Return of Premium) term life? This is something you can add on to a term life insurance policy. It makes your premium a little higher, but it adds value to your insurance policy. If you survive the term (15, 20, or 30 years) of your insurance policy, the premiums will be refunded in full. It also may specify a percentage of the premiums that may be refunded if you cancel the policy before the term is over. In any case, if you pass away during the term of the policy, your beneficiaries will receive the face value of the insurance policy.
Should I buy life insurance for my spouse or children?
You must first protect the earnings of the primary breadwinner before considering life insurance on your spouse or children. If your spouse works, then you should purchase insurance to protect the spouse's earnings as well. If you buy life insurance for your children, you should only do it with discretionary funds. Protect your earnings first.
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TYPES OF LIFE INSURANCE OFFERED AT NEVADA LIFE INSURANCE CENTER
Term insurance -- The simplest form of insurance. You purchase coverage for a guaranteed price for a guaranteed period. If you die during that time, your beneficiary receives the value of the policy.
Whole life -- Similar to term, but you purchase the policy to cover your "whole life" not just a set period. Premiums remain level throughout the life of the policy, and the company invests a portion of your premiums thus allowing you, the policy holder to build up "cash value". Many companies will offer "a relatively low guaranteed rate of return," but in reality pay at a rate in excess of the guarantee.
Universal life -- You decide how much you want to put in over and above a minimum premium. The company usually invests your money in bonds and mortgages. The investment and the returns go into a cash-value account, which you can use against premiums or allow to build.
NevadaLifeIns.com has made purchasing Nevada Life insurance EASY. We have developed a website where anyone can find, compare, and purchase Life insurance in the state of Nevada. We provide you access to the nations leading insurance carriers to find you the best value on Nevada Life insurance. Letting us shop for you allows you to save money on your Nevada Life insurance through a top Nevada insurance carrier. Get a free quote on your Nevada Life insurance and get your loved one's financially protected today. Rob Saffian Insurance Services Nevada License # 67963
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